Happy couple ready to trust the process

Pre-Foreclosure Solutions

Facing Foreclosure? You Still Have Options— And Time to Act.

We help homeowners stop foreclosure, protect their credit, and walk away with dignity—through transparent solutions and expert guidance.

Facing Foreclosure Doesn't Mean You've Run Out of Options.

We know you’re facing financial stress, time pressure, and uncertainty. As a licensed Realtor and investor, we show you clear options—from a traditional sale to fast cash offers that can stop foreclosure. Most only offer lowball cash deals. We show every path, with real numbers and no pressure.

Protect Your Credit
& Maximize Value

Traditional Sale (If Time Permits)

If you have 30-60 days before auction, a traditional sale can net you more money and protect your credit score. Best when equity exists and timeline allows.

Timeline: 60-90+ days

Stop Foreclosure
Immediately

Quick Cash Sale

Close in 7-14 days, stop the foreclosure process, avoid deficiency judgment, and walk away with cash in hand. Best when auction is imminent.

Timeline: 7-21 days
Tia Harley

See Your Selling Options in Minutes

See what you could net from each path. No obligation — just real numbers so you can make an informed decision.

Get Your Free Home Sale
& Cash Offer Analysis

Licensed Georgia
Real Estate Team

Your Goals &
Privacy Prioritized

No Pressure
Process

Foreclosure
Specialists

Stop Foreclosure and Move Forward Confidently

A fast, clear process designed to protect your interests and give you a fresh start.

Timeline

Understand Your Timeline

We review your foreclosure notice, auction date, loan balance, and equity position to understand your urgency and options.

calculate

Calculate Your Equity & Options

We pull comps, assess your home's condition, and show you what each path could net you—with real numbers.

moving forward

Your Best Paths Forward

We show you loan modification resources, traditional sale numbers, cash offer details, or short sale options. You choose what fits

choice

Choose Your Solution

Take time to consider all options. Ask questions. We'll answer honestly about which path makes the most sense for your situation.

start

Act Fast When You're Ready

If you choose to work with us, we move quickly—contract, title work, and closing coordinated to beat your auction deadline.

Closing

Close & Move Forward

We handle the payoff, stop the foreclosure, and help you transition with dignity and resources for your next chapter.

Frequently Asked Questions

Common questions from homeowners facing foreclosure.

In Georgia, foreclosure is non-judicial and moves fast. From Notice of Default to auction can be as short as 30-45 days. Once you receive a foreclosure notice, contact us immediately so we can review your timeline and options. Even if the auction is days away, there may still be paths to stop it.

Yes, if we close before the auction date. A traditional or cash sale pays off your mortgage and stops the foreclosure. We coordinate directly with your lender to ensure the payoff happens on time. This protects your credit and potentially leaves you with cash proceeds if you have equity.

You may qualify for a short sale, where the lender agrees to accept less than the full loan balance. We can help you navigate this process and negotiate with your lender. While it impacts your credit, it's far less damaging than a completed foreclosure.

WIn some cases, yes. We can negotiate a rent-back agreement or flexible move-out timeline as part of the sale. Our goal is to give you time to transition with dignity, not rush you out the door.

Loan modifications don't work for everyone, especially if income has dropped. If that's your situation, selling (either traditionally or for cash) may be your best option to stop foreclosure and avoid deficiency judgment. We'll show you the numbers for each path.

Happy couple ready to see their options

Ready to Stop Foreclosure?

Let's have a no-pressure conversation about your timeline and options.